Did you pay too much for your Medicare Part D deductible last year? Open Enrollment is an opportunity for you to switch insurance coverage to a plan that best suits your needs.

Understanding Medicare prescription plans can seem daunting, but it doesn’t have to be. Our staff can review your coverage and find the plan that's best for your needs!

What is Medicare Part D?

Medicare Part D is a prescription drug benefit offered under the United States federal government's Medicare program. It was created in 2006 as a replacement for the former Medicare+Choice program.

How does Medicare Part D work?

The basic idea behind Part D is to provide seniors with access to affordable prescription drugs. To do this, the U.S. federal government provides subsidies to private insurance companies who then offer their customers coverage for prescription drugs.

Who is eligible for Medicare Part D?

To qualify for Medicare Part D, you must meet certain requirements. Eligibility includes those who are 65 or older, people who have received Social Security Disability(SSDI) for more than 24 months, or those who have been diagnosed with end-stage renal disease.

What types of plans are available for Medicare Part D?

There are two major options for Medicare Part D plans: stand alone and managed care. Stand alone plans are sold directly by insurance companies. Managed care plans are sold through HMOs and PPOs. Both stand alone and managed care plans cover both brand name and generic medications.

Do I need to pay anything out of pocket for my prescriptions?

Some plans have copays. The specified amount varies depending on your plan.

We have partnered with eHealth, a licensed health insurance agency to provide a free, no obligation review of your Medicare coverage.

eHealth helps people find Medicare insurance coverage that works for their personal needs. Research, compare and enroll in Medicare insurance plans that cover your doctors, the prescription drugs you take, and that are accepted at your pharmacy.

eHealth’s mission is to help everyone find affordable Medicare coverage through its website technology, consumer advocacy, and personalized customer assistance.

Shop online or speak to a licensed insurance agent on the phone.

• Call eHealth’s Helpline for our pharmacy customers

  1-877-647-2032 (TTY 711)

• Monday – Friday from 7 a.m. to 8 p.m., Sat 9 a.m. to 6 p.m. CST

• If you call you will speak to a licensed insurance agent.

Here is an additional site for more information:

https://www.medicare.gov/drug-coverage-part-d